- Consider applying for financial assistance through the hospital or physician providing your care. You can apply and may qualify even if you have health insurance. Start this process by contacting the provider’s billing department.
- Talk with your health insurance provider and the provider’s billing department to discuss associated costs and any subsequent bills. You can also request an estimate from many hospitals and healthcare providers.
- If you don’t have health insurance, ask the provider’s billing department whether you might qualify for a “self-pay discount.”
- Check if you need prior authorization from your health insurance provider for any part of your treatment and/or procedure. You can do this by talking with your insurance provider.
- Contact your health care provider with any questions prior to your procedure. This is a great time to discuss expectations with your doctor, physician’s assistant, nurse practitioner, or nurse about what to expect after the procedure.
- Make a recovery plan for after the procedure, e.g., transportation, meals, sleeping accommodations, medication retrieval, follow-up visits to the doctor, etc.
- Understand your rights as a patient
If you have other questions about planning for health care expenses, dealing with medical bills, or understanding how health insurance works, you’re invited to schedule a free, confidential 20-minute call with Kelsey Shaner, a Trim team member who is also a Board Certified Patient Advocate. Appointments are subject to availability, first-come, first-served.
Any information provided by OneMain Trim, LLC d/b/a Trim, whether posted on the Trim website or conveyed by a Trim team member, including but not limited to any Board Certified Patient Advocate, is for informational purposes only, without any express or implied warranty of any kind, including warranties of accuracy, completeness, or fitness for any particular purpose. The information is not intended to be and does not constitute medical, financial, legal, tax, or any other advice specific to a user or anyone else. Always seek the advice of a qualified medical or mental health provider or other qualified expert with any questions you may have regarding your personal circumstances. Trim does not recommend or endorse any specific products, procedures, opinions, or other information mentioned on the website or by a team member. Reliance on any information Trim provides is solely at your own risk. Any companies and individuals (other than OneMain Financial’s sponsored partners) we refer to are not sponsors of, do not endorse, and are not otherwise affiliated with OneMain Financial or Trim.