Do I still need to pay the 15% fee for bill negotiation if I have a OneMain Trim subscription? November 15, 2023 21:52 Updated No! Bill negotiation is included if you have a OneMain Trim subscription. Related articles Do you take a percentage of the savings? Do I still need to pay for the 15% even if I subscribed to OneMain Trim? What is a OneMain Trim Subscription? What is this $99.00 charge from OneMain Trim? How do I get a refund for my OneMainTrim Subscription?