Do I still need to pay the 15% fee for bill negotiation if I have a Trim subscription? August 11, 2021 18:30 Updated No! Bill negotiation is included if you have a Trim subscription. Related articles What is a Trim Subscription? Do I still need to pay for the 15% even if I subscribed to the Trim? How do I get a refund for my Trim Subscription? Do you take a percentage of the savings? What is this $99.00 charge from Trim?